No LimitationsFuture ShapingNew BeginningsStability

0 Trillion

Assets Under
Management (AUM)

Who we are

Access Pensions is a subsidiary of Access Holdings Plc and a licensed Pension Fund Administrator (PFA), with over NGN 4.6 trillion in assets under management (AUM) and more than two million Retirement Savings Accounts (RSAs).

The Company was established in November 2022 following the merger of Sigma Pensions Limited and First Guarantee Pensions Limited (FGPL). In October 2024, Access Pensions Limited subsequently merged with ARM Pension Managers (PFA) Limited, further strengthening its capabilities and expanding its presence in the pension industry.

With total shareholders’ funds above the minimum statutory requirement, the Company is well capitalised. By 2027, we aspire to achieve market leadership in the pension fund administration and management sector by providing exceptional services to workers across the public, private and informal sectors, in compliance with the Pension Reform Act (PRA) 2014.

In addition to managing RSAs, Access Pensions manages several large Approved Existing Schemes (AESs), including the defined benefit schemes of the Nigerian National Petroleum Company (NNPC), Nigerian Ports Authority (NPA) and Securities and Exchange Commission (SEC). We also serve as Lead PFA on some of these schemes. These funds have been managed to the satisfaction of our sponsors to date.

As a member of Access Holdings, we leverage the Group’s expansive geographical reach across Nigeria, extensive technology infrastructure, treasury expertise, robust risk management capabilities and growing international ecosystem to provide our clients with innovative solutions for planning and securing their retirement.

Our Ambition

Our Ambition is a world where everyone is inspired and empowered to shape the future.

We believe that hope is nothing without action.

To be the world’s most respected African pension fund administrator.

Our Vision

Setting standards for sustainable business practices that ignite the talents of our employees and create superior value for our stakeholde

Our Mission

We exist to make a positive impact in Africa.

Our Purpose

Excellence, Integrity, Service, Innovation

Our Core Values

Why Choose Access Pensions ?

Our Size

Serving more than two (2) million Nigerian workers and having over N4.2 trillion in assets under management. We have the size, reach and the expertise required to manage and administer the pension funds of your employees.

Our Ownership

With Access Holdings as our Principal Shareholder, Access Pensions brings unrivaled standards of Corporate Governance, Risk Management, and Investment Management to the industry.

Quality of Our Board

Our Board members contribute international experience in Investment Management, Risk Management, Pensions Fund Management, and Corporate Governance to our company’s operations. Additionally, our management team includes Chartered Financial Analysts who uphold a high standard of investment management skills.

Our Experience Managing Pensions for Public Sector

Through its legacy companies, Access Pensions manages a significant number of Federal Public sector employees in various MDAs. We have been appointed by several states, including Niger, Kaduna, Lagos, Delta, Kebbi, Ogun, Jigawa, Edo, across the country to administer their Pension schemes. Additionally, we oversee the pension administration for various private organizations and institutional clients like Mobil, Chevron, NNPC, NPA etc.

Our investment philosophy

Our investment strategy combines a highly qualified and experienced team of investment experts with the ideal blend of technology platform to deliver long-term, competitive returns for our customers. We place significant emphasis on a critical analysis of the past, to understand the present and anticipate the future. Our goal is geared towards designing a resilient retirement portfolio that delivers competitive returns under different economic environments.

Digital & Personalized Service

As a digitally savvy PFA, we offer our customers quick access to their Retirement Savings Account through our unique digital channels. We employ timely, secure and seamless multichannel access, allowing you to monitor your account remotely and conveniently at the touch of a button through various digital and self-service options.

Management Team

Gbenga Oyebode

Chairman

Gbenga co-founded Aluko & Oyebode (Barristers & Solicitors) and serves as Of Counsel. He holds degrees from the University of Ife (LL. B) and the University of Pennsylvania (LL.M). Admitted to practice law in Nigeria and New York, he has received multiple honorary doctorates and national honors, including the MFR. Gbenga has chaired prominent organisations like Access Bank Plc and currently chairs Okomu Oil Palm, Nestlé Nigeria, and Lafarge Africa. His extensive board roles include Socfinaf S.A., CFAO Nigeria, and various international philanthropic and cultural institutions.

Sa'adu A. Jijji

Managing Director/Chief Executive Officer

Sa'adu A. Jijji is the Managing Director/Chief Executive Officer of Access Pensions Limited. He is an accomplished pension and financial services executive with more than two decades of experience spanning pension fund administration, investment management, actuarial consulting, and corporate strategy. Prior to his appointment, he held senior leadership positions at leading financial institutions, including Premium Pension Limited, Alexander Forbes Consulting Actuaries Nigeria, and Pension Alliance Limited (PAL Pensions). At PAL Pensions, he served as Acting Managing Director/Chief Executive Officer, where he oversaw pension assets exceeding ₦1.2 trillion and drove strong performance across business growth, operational efficiency, governance, and regulatory compliance. He holds a Master of Business Administration (MBA) from the Saïd Business School, University of Oxford, and a Bachelor's degree in Business Administration from Ahmadu Bello University.

Abimbola Sulaiman

Executive Director, Investments & Strategy

Abimbola is an investment expert with over 20 years of experience across local, regional, and global markets. She previously served as the Executive Director of Investment at Access Pensions , where she led the firm’s investment strategy and portfolio performance. She also served as Executive Director of the Investment Division at ARM Pension Managers, driving growth and asset optimisation. Her international experience includes roles at Fidelity Management & Research and Allan Gray. Abimbola holds a B.Sc. in Chemical Engineering, an MBA from The Wharton School, and is a CFA Charterholder.

Nuhu Aliyu Modibbo

Executive Director, Business Development

Nuhu is the Executive Director overseeing business development. He is a seasoned professional and alumnus of Lagos Business School, with over 27 years of postgraduate experience in the public and private sectors. He specializes in Business Development, Customer Relationship Management, Operations, and Risk Management. A Certified Risk Analyst and Statistician, he has undergone leadership training at London Business School and is an Affiliate member of CISI. Notably, he has served as Head of Customer Relationship Management, Head of Risk Management, and led the Business Development Division North at Access Pensions .

Chijioke Ugochukwu

Independent Non-Executive Director

Chijioke is an independent Non-Executive Director at Access Pensions . She was an Executive Director, Shared Services, and Chief Information Officer at Fidelity Bank Plc. She is an alumnus of the Institute of Management Development (IMD), Massachusetts Institute of Technology (MIT), Harvard Business School, Stanford Business School, Oxford Said Business School, Wharton Business School, and Columbia Business School. Chijioke is also an Honorary Member of the Chartered Institute of Bankers of Nigeria (CIBN), the Institute of Directors of the United Kingdom and Nigeria, and the Chartered Institute of Registrars.

Obafunmilayo Agusto

Independent Non-Executive Director

Funmi is an Independent Non-Executive Director at Access Pensions . He is experienced in Accounting & Finance, Auditing, Training, and Management Consulting. Funmi has a deep understanding of the Nigerian Financial System, the Capital Markets, and the major domestic investment asset classes. He is currently the Managing Director of IBFC Alliance Limited and serves on the board of two Nigerian banks. Funmi is a Chartered Accountant with the Institute of Chartered Accountants of Nigeria.

Remilekun Odunlami

Independent Non-Executive Director

Remi is an experienced Risk Manager with 30+ years of Banking and Risk Management expertise. She retired as Chief Risk Officer at First Bank Nigeria Ltd, overseeing risks and transactions in various sectors. She also served as a Non-Executive Director at FBN Bank, UK. Remi held prominent positions at Citibank Nigeria and Banque Internationale du Credit, DRC. She has served on boards in Finance, Real Estate, Oil Services, and Credit Referencing. Remi holds a mathematics degree, is a Fellow of the Chartered Association of Certified Accountants, and currently serves as an Independent Non-Executive Director on the Access Pensions board in Nigeria.

Austin opara

Non-Executive Director

Austin is an accomplished marketing professional, political leader, and board executive with over three decades of experience across corporate, legislative, and strategic roles. He holds a Ph.D. in Marketing and is an alumnus of Harvard University, The Wharton School, and IMD Business School. As a former Deputy Speaker of Nigeria’s House of Representatives (2003-2007), he played a pivotal role in legislative reforms, including contributions to the NDDC Act, and led key international parliamentary delegations. Currently, he serves as a Non-Executive Director at Access Pensions Limited and has held leadership positions such as Chairman of the Rivers State Microfinance Agency and Abuja Investment Company Limited.

Okechukwu Nwuke

Non-Executive Director

Okey has over 28 years of experience in finance and corporate governance at leading commercial banks in Nigeria. He is a Fellow of the Institute of Chartered Accountants of Nigeria and the Chartered Institute of Taxation of Nigeria, an honorary member of the Chartered Institute of Bankers of Nigeria, and a member of Business Recovery and Insolvency Practitioners. He sits on the Board of Coscharis Group Plc and its subsidiaries, He is an alumnus of renowned institutions including Harvard Business School, Boston and Wharton Business School, Pennsylvania, INSEAD, and IMD.

Robert Imowo

Non-Executive Director

Robert has over 15 years of experience in banking and legal advisory services. He was a Senior Banking Officer at First City Monument Bank Plc after which he joined Access Bank Plc as the Head of advisory, Investment, and Syndication Support. He became the Group Head, Corporate Counsel/Legal Adviser in 2021. He is a member of the Nigerian Bar Association and the Chartered Banker Institute. He is also a Senior Honorary Member of the Chartered Institute of Bankers, Nigeria.

Oritsedere Otubu

Non-Executive Director

Oritsedere is an accomplished entrepreneur with over 25 years of experience spanning banking, insurance, power, and more. He chairs Eko Electricity Distribution Company (EKEDC), Seaforce Investments, Elektron Energy (owners of Alausa Power), and Venture Garden Group, among 4 other companies. He has served on various boards, including Access Bank Plc, and is involved in educational initiatives at Western Delta University. He holds finance and economics degrees from Houston Baptist University and has completed executive courses at Harvard, Columbia, and INSEAD. A sports enthusiast, he is active in multiple clubs and past Chairman of the Delta Football Association.